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Asset Formation
Employees can build up their assets with certainty for ordinary saving, housing, pension under employees’ savings scheme. The money for saving deducted straight from their salaries. The income form interest is not taxed in the case of purchasing a house or receiving pension. The employee can deposit money straight from their salary and withdraw it just when they need it using the internet or telephone.
Bayer contracts with life insurance and non-life insurance companies which offer a higher rate of interest than general rates to the employees who can build a fund of a personal pension by automatic saving from their monthly salaries.
If an employee participates in this association, he or she can purchase Bayer stock at a fixed amount each month, which is deducted by automatic saving from salaries. The company pays an 8% subsidy for purchases up to 50,000 yen per month. For example, if an employee purchases 20,000 yen of shares each month, there will be a subsidy from the company of 1,600 yen.
Bayer contracts with a few life insurance companies which offer a lower premium to the employees who can purchase the life insurance. The premium can be paid automatically from their monthly salaries.
Similar program is available for accident and automobile insurances.
Employees can build up their assets with certainty for ordinary saving, housing, pension under employees’ savings scheme. The money for saving deducted straight from their salaries. The income form interest is not taxed in the case of purchasing a house or receiving pension. The employee can deposit money straight from their salary and withdraw it just when they need it using the internet or telephone.
Bayer contracts with life insurance and non-life insurance companies which offer a higher rate of interest than general rates to the employees who can build a fund of a personal pension by automatic saving from their monthly salaries.
If an employee participates in this association, he or she can purchase Bayer stock at a fixed amount each month, which is deducted by automatic saving from salaries. The company pays an 8% subsidy for purchases up to 50,000 yen per month. For example, if an employee purchases 20,000 yen of shares each month, there will be a subsidy from the company of 1,600 yen.
Bayer contracts with a few life insurance companies which offer a lower premium to the employees who can purchase the life insurance. The premium can be paid automatically from their monthly salaries.
Similar program is available for accident and automobile insurances.
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